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matching meaning a user’s identifying information is searched within a collection of identifying information of many users’ identification information. In order to verify a claimed identity, a user must be an active participant in the process. Verification is performed using “1-to-1” matching where a user’s authenticating information is compared to another in order to determine whether the two match. This is the type of matching that occurs, for instance, when biometrics (such as fingerprints) are used in conjunction with the smart card. The user swipes a card, which signals the biometric reader who the user is supposed to be. Then user then proves his / her identity by providing a fingerprint on the scanning device. This type of matching is very fast and accurate, and has been in use for some time. Here is a typical scenario: 1. Capture. All the relevant information is collected from a user in the preferred format through different devices. The information is then stored in the IdM and validated in an electronic format if required. 2. Authentication. In this step, either identification and/or verification is performed against an existing database to confirm the identity. 3. Issuance. In this step, the verified information is taken and a credential (smart card) is issued. 4. Maintenance. This is the operational phase where an IdM solutions and services vendor supplies and supports the need to issue any type of credential (such as smart cards), as well as provide the equipment to scan biometrics to verify identities as part of its operational processes. Features In many instances the IdM solutions and solutions are secure services that are web based and in some cases mobile enabled including software and hardware for the installation of a complete and highly secured card issuing system. The IdM solutions and services integrate modular database card systems, ID and smart card issuing software that covers a wide range of needs (credit cards, access security, and card database). IdM solutions also provide card printing design, integration capability, connecting with peripheral devices, data enrollment and personalization, biometrics especially fingerprint, facial, IRIS verification, and electronic identification, and 1D/2D barcode reading and writing, contact/contactless chip encoding and decoding, user management control, and reporting tools. Though the number of biometric options have increased, fingerprints have proven reliable and more cost efficient today than they were in the past. IdM solutions and services include: biographic data collection, appointment scheduling and payment processing, criminal history background checks (local and national) and employment verification checks. In addition, there are extensive data management services and the creation and activation of physical and logical access devices including PIV cards, PIV-I cards and other smart cards and secure data storage. + % %! ! & , ! . !( %+ ' "! "#+% ' - + % !& , ! % '& % & %) *"% *