Page 141 - Cyber Defense eMagazine Special RSA Conference Annual Edition for 2022

ubiquity, simplicity, and complexity. It is a piece of software, open source, that is in millions of devices,
from video games to hospital equipment to industrial control systems to cloud services.

Website cloning and online fraud. Website cloning will be one of the threats that users in general will
have to watch out for, because cybercriminals have become expert cloners of "official" web pages,
through which they carry out frauds that put personal and banking data at risk.

Verifying the veracity of the website and providing tools for users to understand how to perform this
verification will be the key in 2022 for cybersecurity companies to support their customers.

The normalization and massification of the use of cryptocurrencies. Although there are already many
places where the use of cryptocurrencies is becoming widespread, we must not forget that this is the
preferred method of payment for cybercriminals, and that thanks to its use it is possible to access user
data.

This payment method, unlike regular money, does not have the protection of banking regulations and
could make its holders easy targets for cybercriminals, who could use any type of ransomware to hijack
and use their data.

The use of cybersecurity will be mandatory. Much has happened throughout these almost two years of
pandemic, but if we have witnessed anything, it is that cybersecurity should not be an option but the
norm.

Not only have large corporations understood that their cybersecurity systems must be updated and
extended to personal devices, but Latin American governments have understood that cybersecurity must
be regulated and become a mandatory standard to be applied.

During 2022, we will see how governments in much of the region will impose on public and private
companies the use of new cybersecurity tools that expand their scope and protect the data of the people
involved with a broader spectrum.

More contactless payment technology, fewer physical transactions. The use of digital channels in banking
has had a positive impact during the confinements, which has led banks to encourage the use of different
technological options during the day-to-day life of consumers. Electronic payment, in its different
modalities, will continue to gain strength. This makes it even more important to establish controls and
standards (such as PCI DSS) in organizations that process, store and/or transmit cardholder data, to
secure such data, in order to avoid fraud involving debit and credit payment cards.

Already in 2022, and with the expectation of a return to normality, the question to answer is: has the
learning from these two years of pandemic helped companies to understand that the protection of their
human resources' data goes beyond the walls of their organization?

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